The following sample questions and answers on landlords insurance online may prove to be of interest to you.

What type of landlords insurance is available online?

Potentially, any insurance you may need may be available online.

Classic types of cover include landlords buildings and contents cover, landlords contents cover alone and third party public liability protection (this may be included as standard with some landlords buildings cover).

If you believe you have any form of specialist letting insurance requirements, we would be only too pleased to offer our services in helping you understand the options available.

Do I need landlords insurance online if I only let my own owner-occupied property during the holiday season?

Although it may be necessary to read the detail of any owner-occupier home buildings and contents insurance you may have in place, typically such policies will cease to offer cover the moment you start letting out your property.

That may apply even in situations where you are letting out your property infrequently or if you are only doing so for a room or two in a house you otherwise occupy as your own normal place of residence.

Is there any point in shopping around?

There is typically a very strong case to be made for comparing a number of opportunities side-by-side or asking someone to do that for you.

In spite of the sometimes cynical view of insurance that exists, the reality is that landlords policies may differ significantly in several respects including things such as price and cover provided.

What happens if I let my property on an unfurnished basis?

You may be able to seek landlords insurance online that covers only buildings, fixtures and fittings.

You should make sure though, that things you consider to be fittings in your property are actually also considered to be fittings by the provider of your buildings insurance.

What is unoccupied property insurance?

Insurance providers may typically regard an unoccupied property as being at higher risk (in certain risk categories) than property which is occupied.

Some policies may cover an unoccupied property for up to 30 consecutive days (there may be some variations on this between policies) after which time your insurance may cease to be valid in full or part.

If you wish to make sure that you have continuity of cover, you may need to seek what is called unoccupied property insurance.

Is this cover also available online?

Yes, you may typically be able to find both landlords insurance online and unoccupied property insurance cover through the same sources.