In recent years we have seen the shattering and life changing impact that Flood damage can have on a person’s home, livelihood and life. In recent times, the floods in the UK in the summer of 2007 caused damages totalling about £6 billion, and affected some people’s lives forever.

You can never tell when flooding will occur, and that is why it is an important peril to consider when looking at your let property insurance. There are ways to help reduce the impact of flood damage, and I thought I would share with you a few tips in the worst case scenario of flood damage on your property.

1.     Prior to flooding: Before flooding occurs, you should consider the risks of your property to flooding and the damages that could be caused. Take action by using the following safety measures:

• Elevate and/or strengthen your home.
• Install sewer taps to prevent drain blocks.
• Construct a barrier to your property where necessary.
• Seal the walls of your basement with a waterproof product.

2.      Preparing for an arriving flood: Turn off all water supplies to your house if a flood is impending.

3.       During the flood: Flooding can be very dangerous. Two feet of water can float a car, so this shows how dangerous flooding can be.

4.        Following the flood: Following a flood, many measures can be taken to minimise the damage, such as:

• Removing covers on the property to allow air to circulate.
• Take photos of the property for repairers to take a look into the damage.
• When back in your property, clean anything affected by the flood. This will prevent further damage.

Hopefully that has outlined a few of the dangers of flood damage, and how to prevent damage in the shocking event of flooding.

Cover4Let Property are also able to offer flood damage on unoccupied property insurance, as well as the let property insurance we offer. For further information, please contact us on 0800 970 7172.

Many Thanks,

Robin